Travel insurance is essential in Nepal, particularly if you intend to engage in any adventurous activities such as trekking, mountaineering, rafting, cycling, and jungle safari. Ensure that your policy includes coverage for emergency medical assistance and mountain rescue. Additionally, consider obtaining cancellation insurance, as deposits are often non-refundable
Make sure your insurance covers: 1) Any Adventurous activities 2) Maximum altitude 3) Helicopter evacuation in emergencies 4.) Lost baggage 5.) Trip cancellation. Additionally, we recommend obtaining liability insurance, since it is not available in Nepal and we do not provide coverage for public liability insurance.
We suggest using a specialized adventure travel insurer. If you have a general policy, check that it covers the important points. Even with coverage, a major drawback of a general travel policy is the likely delay in the insurer’s approval of evacuation plans and costs from remote areas.
You will be responsible for any costs related to evacuation and repatriation, so know your policy’s limits. In case of emergencies, Nepal Sanctuary Treks field team might start rescue operations without waiting for your insurer’s approval.
